Written by Michael Chen — International Transfers & FX Contributor
Content independently verified against Wise’s published offer terms — Last verified May 21, 2026 · Next review August 2026
Quick Answer
Wise does not use a referral code — it uses a referral link.
New customers who sign up at wise.com/invite/dic/chunhangh3 and complete their first transfer of $200 CAD or more have their transfer fees waived (up to $600 CAD). Verified May 2026.
Current Wise Referral Offer (May 2026)
| Offer Detail | Value |
|---|---|
| Referral Type | Link-based (no code to enter) |
| New User Bonus | Fee-free first transfer |
| Maximum Fees Waived | Up to $600 CAD |
| Minimum Transfer Amount | $200 CAD equivalent |
| Referral Link | wise.com/invite/dic/chunhangh3 |
| Applies To | First qualifying transfer only |
| Eligibility | New Wise users only |
| Last Verified | May 21, 2026 |
Key Facts — Wise
- Referral link: https://wise.com/invite/dic/chunhangh3
- No referral code — bonus applies automatically via link
- New customers: transfer fees waived on first transfer of $200 CAD or more (up to $600 CAD in fees)
- Available to Canadian residents
- Wise is regulated by FINTRAC in Canada
- Supports 40+ currencies; multi-currency account available
- Wise formerly known as TransferWise
How to Claim the Wise Fee-Free Transfer
Follow these five steps. Use the referral link when signing up — no code required.
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1
Click the Wise referral link
Use this referral link — the bonus is tracked automatically. No code is needed at signup.
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2
Create your Wise account
Sign up with your email address. Canadian residents are fully supported.
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3
Verify your identity
Upload a government-issued photo ID. Verification typically takes a few minutes to a few hours.
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4
Set up a transfer of $200 CAD or more
Create your first international transfer for at least $200 CAD equivalent. The fee-free bonus applies to this transfer automatically.
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5
Receive your fee-free transfer
Transfer fees (up to $600 CAD) are waived on your first qualifying transfer. The amount arrives without the usual fee deduction.
Wise Referral Eligibility Requirements
All of the following conditions must be met to receive the fee-free transfer bonus.
New Wise user only
You must not have a pre-existing Wise account. The bonus is for first-time signups only.
Must sign up via the referral link
The fee-free bonus is tracked via the referral link. You must click the link before creating your account — it cannot be applied after signup.
First transfer must be $200 CAD or more
The minimum transfer amount for the fee-free bonus is $200 CAD equivalent. Smaller transfers do not qualify for fee waiver.
Must complete identity verification
Wise requires identity verification before any transfer can be sent. Have a government-issued photo ID ready.
About Wise
Wise (formerly TransferWise) is a global financial technology company that enables low-cost international money transfers in 40+ currencies. It is publicly listed on the London Stock Exchange and regulated by FINTRAC in Canada. Wise uses the mid-market exchange rate with a transparent fee structure — typically 0.4% to 2% of the transfer amount, significantly lower than traditional bank wire transfer fees.